Newsletters

April

• HOT TOPIC: High-Frequency Indicators: Where to Look for Signs of Recovery

  This article discusses various high-frequency indicators economists use to monitor the pandemic’s impact and the economic recovery’s progress.

• A Financial Wellness Plan Can Help Pave the Road to Retirement

  This article outlines four elements of financial well-being and offers suggestions to strengthen financial wellness.

• All-in-One Funds: Targeting Time or Risk?

  This article discusses target-date funds and lifestyle funds, with the more common of the two based on time horizon rather than risk.

• Working While Receiving Social Security Benefits

  Do you understand the Social Security retirement earnings test and how it may affect your current and future Social Security benefits?

March

• HOT TOPIC: GameStop, Reddit, and Market Mania: What Happened?

  Learn the story behind the extreme volatility of “meme” stocks promoted through social media, including the risk for individual investors.

• Key Retirement and Tax Numbers for 2021

  IRS cost-of-living adjustments affect retirement plan contribution limits and certain tax considerations. Explore these 2021 adjustments.

• Is Your Home Office Also a Tax Shelter?

  This article explains which taxpayers are eligible for the home office deduction and describes the two methods used to calculate it.

February

• Sequence Risk: Preparing to Retire in a Down Market

  This article offers a strategy that may help address sequence risk — the danger of poor investment performance at the outset of retirement.

• When You Can’t Speak for Yourself

  Discover how a living will and durable powers of attorney for health care and finances can help ensure your wishes are carried out.

January

• HOT TOPIC: Revisiting the 4% Rule

  For years, the “4% rule” helped retirees make their savings last, but now a more aggressive withdrawal strategy might be the new norm.

• Five Tips to Regain Your Retirement Savings Focus in 2021

  This article presents five steps that could help focus and enhance a retirement savings strategy in 2021.

• Gift vs. Inheritance: Consider the Tax Difference

  When deciding whether to gift assets now or transfer them to heirs at death, you need to understand step-up in basis and tax consequences.

November

• Your Estate: Have You Looked at These Legal Documents Lately?

  This article looks at documents that should be kept up to date, including wills, trusts, advance medical directives, and beneficiary forms.